Certified Treasury Professional credential artwork

Certified Treasury Professional (CTP) Practice Tests

Validates knowledge of corporate treasury, including liquidity management, long-term funding, banking relationships, risk control and treasury technology.

CTP is 170 four-option multiple-choice questions in 3.5 hours. Many are a short treasury scenario or data table, and 10–15% need calculations. We compared the main options on official coverage, full-length exams and price.

Most people should start with AFP's free Prep Guide, which has sample questions with an answer key. The full 170-question practice exams live in its Exam Prep Platform; there is no established third-party bank.

Free first look

CTP Prep Guide with Sample Questions

A downloadable guide with study strategies, test-taking tips, the exam format and sample multiple-choice questions, followed by an answer key on page 29. It shows AFP's own question style before you spend anything.

Great fit if you want to see AFP's own question style and check your starting level before buying the Exam Prep Platform.

Poor fit if you need volume, explanations or a timed full-length run; use the Exam Prep Platform.

Official full exams

CTP Exam Prep Platform

AFP's full digital course: topic knowledge checks, chapter quizzes, custom practice tests, 170-question practice exams and a test of retired exam questions. Videos, flashcards and readiness scoring come with it.

Great fit if you want AFP's own practice exams and a complete course in one purchase, or your employer is paying.

Poor fit if you only want a few practice questions; start with the free Prep Guide.

What to look for in a CTP practice test

  • Match the 2026–2028 specifications. The current exam follows AFP's 2026–2028 test specifications, and AFP's Exam Prep Platform (the CTP8 edition) is built for them. Earlier editions of the Platform and older question sets follow earlier specifications.
  • Expect wording that is harder than recall. The exam is 170 multiple-choice questions in 3.5 hours, some with a short scenario or data table. A candidate who passed in 2025 found it harder than expected, mainly because of the wording.
  • Practise calculations with the on-screen calculator. AFP says 10–15% of questions need calculations. Look for practice that includes time value of money, cash-flow and funding calculations, and use the on-screen calculator you will get at the test centre.
  • Check coverage against the domains. Corporate liquidity is the largest domain at roughly 60 of the 170 questions, while internal and external relationships is the smallest at about 15, so scores by chapter or domain matter more than one overall score.
  • Judge any third-party bank by what it shows. The few third-party CTP sets are new and carry no ratings. Prefer one that names the 2026–2028 specifications and explains why each wrong answer is wrong.
  • Skip sites selling "real exam questions." Sites promising actual CTP questions or a guaranteed pass are selling leaked or copied items. AFP bans receiving or possessing any part of the exam and can cancel your score and ban you from future exams. A real practice test explains why each answer is right; a dump only lists answers.

How to use CTP practice tests

  • Take the free sample questions cold. Work AFP's sample questions before you study, check the key, and note which topics felt unfamiliar so your study time goes there first.
  • Use chapter quizzes while you learn. The Platform's knowledge checks and chapter quizzes come from separate question banks to the full practice exams, so the exams stay fresh for later.
  • Tally misses by chapter. Write down the chapter of every missed question and total them. AFP's own study advice is to put extra time into the chapters with the most misses.
  • Sit a full 170-question run late. Do at least one practice exam in a single 3.5-hour sitting, away from home if you can, so the real exam's length is familiar.
  • Do not memorise repeats. One candidate memorised AFP's practice exam two weeks out and then worried about what to study. Once you know the answers, a retake measures memory; explain the treasury decision behind each answer instead.

AFP: CTP Exam Prep Platform ↗AFP: CTP test specifications ↗AFP: CTP exam tips, studying for the test ↗Reddit: CTP exam study tips ↗Reddit: CTP career value and prep hours ↗

CTP practice test FAQ

Are there free CTP practice tests?

AFP's Prep Guide has free sample multiple-choice questions with an answer key. The full 170-question practice exams are part of the paid Exam Prep Platform.

How much do CTP practice tests cost?

AFP sells its practice exams inside the Exam Prep Platform, which costs $1,010 for non-members and $910 for AFP members. The Platform is digital only.

Are CTP practice tests harder than the real exam?

Candidates who report back mostly say the real exam was harder than expected, especially in wording. Review the reasoning behind each practice answer rather than relying on the key.

How many CTP practice exams should I take?

There is no official number. The Platform includes chapter tests, 170-question practice exams and a retired-question test, so plan at least one timed full run and review every miss.